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Flat Fee Financial Advisors (dot) Org
Visit FlatFeeAdvisors.org to learn more about true fiduciary financial advisory.
John Stoj
May 12, 20231 min read
29 views
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Does the Personal Finance & FIRE Community Overhype Entrepreneurship?
I love the concept of becoming financially independent and retiring early. In fact, when I was introduced a few years ago to the online...
John Stoj
Mar 29, 20215 min read
1,693 views
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Got a feeling '21 is going to be a good year
When I first heard Pete Townshend sing those lyrics decades ago, I'm not sure I even processed what he was talking about. In fact, I know...
John Stoj
Jan 2, 20212 min read
55 views
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Peloton, Vail, Verbatim, Oh My!
If you want to simplify and organize your financial life, reach out to me. Am I right for everyone? In short, no.
John Stoj
May 29, 20204 min read
64 views
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What Most Financial Advisors Don't Want You to Know
(Why "Fiduciary" is Often Just a Fancy Word for Marketing) Part 1: The Most Common Way Financial Advisors Charge Fees Does a Grave...
John Stoj
May 1, 20209 min read
313 views
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One Reason Many People Do Not Have Financial Advisors: They Should All Over You.
The step model above is used by hostage negotiators the world over to convince people to do things, like release hostages, or change...
John Stoj
Apr 29, 20203 min read
56 views
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We All Have One Job Now - To Get "Home"
My father was a squad leader during the Battle of the Bulge. I'm lucky to have a few old pictures of the guys, one of which can see...
John Stoj
Apr 6, 20203 min read
79 views
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I Show You Exactly How You Should Have Timed The COVID-19 Market in March
Above is the Dow Jones Industrial Average for March, through the 27th, 2020. While it should be clear to any casual market observer where...
John Stoj
Mar 30, 20203 min read
40 views
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COVID-19 is Tough Enough, Don't Beat Yourself Up Because You Can't Predict the Future Too
Let's see... Financial advisor, check. Been through two major market disruptions before, check. Uses passive investing via low cost...
John Stoj
Mar 25, 20202 min read
23 views
0 comments


In a COVID-19 World, Little Things Do Mean a Lot
Why are you looking at a trash barrel? Normally, that would be a great question, but we're not currently living in a "normal" world. With...
John Stoj
Mar 19, 20202 min read
42 views
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Investing Lessons from the Greatest Generation
I lost my dad about two years ago. The picture above is my dad, on the left, and my uncle, in 1945 after the end of World War II. As...
John Stoj
Mar 17, 20203 min read
228 views
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My Reactions to Past Market Disruptions
"Fool me once..." There's only one sure thing I know about the markets, whether they're going up, down, or sideways: nothing I do will...
John Stoj
Mar 16, 20202 min read
33 views
1 comment


I speak with Reed Goossens on his podcast, "Investing in the U.S."
I recently had the opportunity to be interviewed on Reed Goossens' informative & entertaining podcast, "Investing in the U.S." Reed is a...
John Stoj
Mar 12, 20201 min read
15 views
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